About

Detail-oriented Finance Operations professional with hands-on banking experience in transaction validation, commercial compliance, and cross-functional operations support — proficient in MS Excel for reconciliation trackers, discrepancy investigation, and MIS reporting — with a demonstrated track record of overseeing operational governance for ₹60 Cr in SME banking portfolios with zero NPA and strict RBI regulatory adherence.

Experience2

1. IB

   Deputy Manager II — Business Banking

   May 2026 — Present

   ICICI Bank · Bhubaneswar, Odisha

   Manage day-to-day banking operations and transaction governance for 33 SME commercial accounts representing a ₹60 Cr active portfolio, maintaining a 0% NPA record. Act as the central liaison between branch teams, internal credit managers, and legal operations to track pending exceptions, resolve operational mismatches, and drive timely account closures. Validate financial documents, KYC records, and sanction terms against RBI statutory guidelines and internal SOPs prior to approving facility disbursements. Maintain daily operational trackers and MIS status sheets in MS Excel to monitor stage-wise workflow progress, audit trails, and turnaround times (TAT).

   • Maintained a 0% NPA record for ₹60 Cr active portfolio.
   • Managed day-to-day operations for 33 SME commercial accounts.
2. OF

   Finance Intern

   Apr 2025 — Jun 2025

   Ozara Finmart LLP · Internship · Kolkata

   Tracked and validated financial data across 25+ mutual fund schemes (₹10 Cr corpus) using CAGR, Sharpe Ratio, and AUM metrics — identifying discrepancies and supporting portfolio compliance. Prepared 9 structured financial reports and investment presentations for partner-level advisory meetings, ensuring accuracy of data and regulatory alignment across client portfolios.

   • Tracked financial data for 25+ mutual fund schemes.
   • Prepared 9 structured financial reports for advisory meetings.

Projects2

• Comparative Financial & Working Capital Analysis — Cement Sector

  Benchmarked financial health, liquidity, and operational efficiency across 9 annual reports (Ambuja, Ramco, Shree Cement) using 15+ ratios in MS Excel — analysing working capital cycles, balance sheet leverage, and cash flow stability to evaluate credit risk and financial controls.

  • MS Excel

• Portfolio Risk Analysis & Financial Modelling

  Built structured financial models in MS Excel across 3 risk-profiled portfolios (₹10 Cr corpus), running 3-scenario variance analysis (bull, base, bear) to assess financial performance and risk exposure.

  • MS Excel

Education2

• PB

  PGDM Finance

  2024 — 2026

  Praxis Business School, Kolkata

  Finance and Marketing

• PU

  BBA Finance

  2021 — 2024

  Parul University, Vadodara

Certifications2

• NISM Series V-A — Mutual Fund Distributor

  NISM

• PwC Tax Launchpad — Taxation Fundamentals

  PwC