About
Results-driven Finance & Loan Operations Professional with 10+ years of experience across lending, collections, credit assessment, insurance advisory, branch operations, and team leadership. Proven track record of managing loan portfolios exceeding ₹2 Crore, approving 500+ disbursements, leading 35+ member teams across 5 branches, and sustaining collection efficiency up to 95%.
Experience6
Loan & Collection Head
Apr 2026 — PresentMY Finance Pvt. Ltd. · Delhi
Lead end-to-end loan and collection operations, overseeing disbursements, approvals, and recovery. Approved and monitored 100+ loan disbursements while maintaining 95% collection efficiency. Established and standardized loan approval, collection, and recovery SOPs.
- Approved and monitored 100+ loan disbursements while maintaining 95% collection efficiency.
Loan Admin
May 2024 — Mar 2026Delhi's Laxmi Finance Pvt. Ltd. · Delhi
Managed multi-branch operations across 5 locations, supervising a team of 35 employees. Handled loan documentation, disbursements, and recovery processes end-to-end. Prepared and presented MIS reports and monthly operational review dashboards.
- Received Performance Appreciation Certificate for operational contributions.
Loan Department Head
Jan 2022 — Apr 2024Delhi's Laxmi Finance Pvt. Ltd. · Delhi
Approved and managed 500+ loan disbursements, maintaining a portfolio worth ₹2 Crore. Achieved 90% collection efficiency through proactive recovery monitoring and team guidance. Oversaw approval of 400+ loan files per month with rigorous credit assessment.
- Awarded Best Performance Certificate and Trophy for outstanding results.
Self-Employed Insurance Advisor
Jul 2019 — Dec 2021Self-Employed · Part-time · Delhi
Delivered insurance advisory services including policy issuance, renewals, and claims assistance. Built a strong referral network through consistent customer relationship management.
Senior Executive
Jan 2018 — Jul 2019Vakrangee Ltd.
Managed banking and financial services operations including Jan Dhan account openings. Cross-sold insurance, pension, and loan products, consistently achieving business targets.
Supervisor
Mar 2015 — Dec 2017R K Raj & Company
Supervised financial transactions, reporting, insurance sales, and loan activities. Managed insurance and loan sales activities to drive branch revenue.
Education3
Bachelor of Business Administration (BBA)
2015 — 2019Rajiv Gandhi Institute of Management & Technology
Higher Secondary (12th)
2014 — 2015Haryana Institute of Open Schooling
Secondary (10th)
2012 — 2013Central Board of Secondary Education (CBSE)